Dear Valued Customer,

My name is Greg Nichols and I am the senior mortgage consultant.  I have been in the mortgage business for over a decade and during this time have gained extensive knowledge of the interworking of home finance, along with thousands of loyal customers.  I use a combination of experience, respect and care to best achieve your goals and satisfy your concerns.  My family and I depend on success in this business and to achieve this means that all of my customers must be extremely satisfied, enough so that they refer me to others with the utmost sincerity.

I am sure that everyone is aware of the current economic downturn the country is experiencing.  Consumer wariness is at an all-time high, but what consumers do not realize is that oppurtunity is rising at the same rate as their fears.  Now is the time to take advantage of interest rates, which are at a fifty-year low, and lenders who are more eager than ever to earn business.

We want our customers to have the highest level of satisfaction and comfort.  Our main goal is to make this a personally rewarding experience as well as a financially beneficial one, so that our customers become like friends and family.  My team and I appreciate the chance to earn your business.

Sincerely,

Greg Nichols






Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages



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